FCDE differentiates itself from the more general foundations by offering supplementary, non-mandatory solutions.
This means a systematic, customer-centered approach which allows the insured persons to design their very own risk/return profile.
Every individual has his or her own goals; every enterprise has its very own idea on how occupational pensions should work. Therefore FCDE offers flexible and tailor-made solutions.
An in-depth joint analysis and assessment of the enterprise’s needs and wants and the needs and wants of the insured persons serves as a reference point for designing a solution in which benefits, contributions and investments tally precisely with the needs and wants of the persons involved.