Pensions made to measure

Customised investment options

FCDE’s flexibility really shines when it comes to investing your contributions.

Made-to-measure investments lead to a truly individual performance.

Strategic allocation Every insured person designs his or her own allocation on the basis of the available profiles (see “Allocation options“). These allocations then can be customised to take various aspects into account.
Adaptations Every insured person can adapt or change his or her allocation free of charge twice a year as of June 30 and December 31.
Cash transfers of investments will be carried out at the end of the month provided they have been requested at least 10 business days before the end of the month.
Bonuses Bonuses will be invested yearly as of December 31.
The employer shall be in charge of timely payouts (cut-off date: December 20).
Purchases and voluntary contributions Investment at the end of the month, provided transfer has been made at least 5 days before.
Divestments following retirement or exit Divestments will be carried out at the end of the month, provided they have been requested at least 10 business days before the end of the month.