Made to measure performance

FCDE’s flexibility and choice of pension products means that you can fully own your occupational pension.

You can determine your own risk/return profile for pension purposes and choose the asset management approach that suits you best. The performance of your pension assets thus reflects your individual outlook and nothing else.

Twice a year, you will be able to recalibrate your asset allocation free of charge in order to reflect a new stage in your life cycle or to phase in retirement.

If your pension capital exceeds CHF 1 million, you also may appoint a personal consultant from the Mirabaud & Cie private banking team. He or she will assist you in structuring your very own BVG portfolio. This portfolio will be invested according to your instructions while respecting the BVV2 rules. Upon retirement the portfolio can be converted into a pure „private banking account“, enabling you to continue your banking relationship.